Enacted by the Order dated 09.08.2011 № 779

Approved by the resolution of the Managing Board of JSC «FRB» Minutes dated 03.08.2011 № 31

General Provisions


Section 1. Account opening, maintenance and closure
Section 2. Cashless account transactions
Section 3. Cash transactions
Section 4. Performance by the Bank of currency control agent's functions
Section 5. Collection transactions in foreign currency. Documentary collection
Section 6. Letters of credit
Section 7. Guarantees, counter-guarantees/letters of credit
Section 8. Transactions with the Bank's bills
Section 9. Conversion transactions
Section 10. Remote banking
Section 11. Leasing of individual bank safes (safe deposit boxes) (hereinafter – Safe)
Section 12. Collection services

1. This document serves to establish the tariffs (service cost) for the execution at the offices of JSC «FRB» (hereinafter – the Bank) located in Moscow, Moscow region and Yaroslavl of transactions and provision of services to legal entities (except lending institutions), private entrepreneurs and individuals engaged in private practice in accordance with the laws of the Russian Federation (hereinafter – the Customers).

2. These tariffs apply to the transactions within the framework of the established practice. The Bank may charge special commissions for the additionally provided services upon notice to the Customer Клиента.

3. The Customers make payments for the Bank’s services either by cashless transfers or in cash Russian rubles in the events contemplated by these tariffs, with due account of the single payment cash settlement limits between legal entities.

4. The Bank may unilaterally change the current tariffs. In such case the Bank must notify the Customers of such change by way of placing the respective notifications in the lobbies, on the Bank’s official site or in any other ways at the Bank’s option within the period of time as set forth in the agreement.

5. The Bank may change the established tariffs for each separate transaction or set a special order of settlements on the basis of the agreement between the Bank and the Customer.

6. Payments for the services and transactions not contemplated by these tariffs shall be governed by the agreements between the Bank and the Customer.

7. Payments for the Bank’s services are made in the amounts and in the order established by these tariffs, unless otherwise provided for by the agreements between the Bank and the Customer.

8. In addition to the current tariffs, the Bank may debit money from the Customers’ accounts without further authorization in compensation for the actual costs incurred by the Bank during the execution of the Customer account transactions (taxes, charges, dues, telecommunication costs, postage, remunerations paid to correspondent banks within the Russian Federation and/or foreign states, as well as other costs, if any).

9. The amount of tax in the tariffs for the services subject to VAT is charged at the rate prescribed by the laws of the Russian Federation.

10. Transactions in currencies other than the currency of the Russian Federations are made by the Bank in accordance with the current laws of the Russian Federation on currency regulation and currency control.

11. Commissions specified in foreign currencies may be charged in Russian rubles at the exchange rate of the Bank of Russia as of the day of write-off.

12. As provided for by the current laws and the normative acts of the Bank of Russia, payments can be debited in parts from different accounts (including those in different currencies) of the Customer with the Bank only in the event when the funds on any separate account of the Customer with the Bank are insufficient to pay for the transaction in full. Currencies are converted at the exchange rates established by the Bank of Russia as of the day of payment.

13. No commission is charged for the execution of settlement documents for mandatory payments to the budget system of the Russian Federation (taxes, dues, insurance contributions, penalties and fines) as well as for the voluntary transfers in favor of charity funds.

14. The payment for the Bank’s services withheld by the Bank is not subject to return except when withheld mistakenly.

15. The procedure for the provision of services and collection of remuneration is placed at the end of each section of these Tariffs.

16. In case the tariff is stated as «as agreed by the Parties», the services will be provided by the Bank only on condition such agreement was reached.

17. When used in these Tariffs: min. – means the minimum amount of the Bank’s commission, max. – means the maximum amount of the Bank’s commission.

18. The services contemplated by these Tariffs are provided in accordance with the established working schedule of the Bank’s departments.

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№	Name of transaction/service	Cost of service	Note
1.1.	Opening of Customer accounts.
1.1.1.	Under bank account agreement in the currency of the Russian Federation	No commission charged
1.1.2.	Under bank account agreement in a foreign currency/under special bank account agreement in the currency of the Russian Federation	No commission charged
1.1.3.	Deposit in Russian rubles / in foreign currency	No commission charged
1.1.4.	Notary’s deposit account in Russian rubles	No commission charged
1.2.	Account maintenance
1.2.1.	In Russian rubles	600 rubles per month
1.2.2.	In foreign currency	No commission charged
1.3.	Issue of account statements and appendices there to	No commission charged
1.4.	Issue of notices and letters of information
1.4.1.	Of bank accounts/bank account closure (except the certificates issued upon account opening or closure)	100 rubles per certificate	At the Customer’s written request
1.4.2.	Of account transactions for the period, except loan accounts (of cash flows on the account, of account balances, presence/absence of cards, etc.)	up to 6 months – 100 rubles per certificate more than 6 months – 300 rubles per certificate	At the Customer’s written request
1.4.3.	Of presence/absence of loan indebtedness/of credit history/of guarantees/of sureties/of pledges/of credit agreement terms, etc.	500 rubles per certificate	At the Customer’s written request
1.4.4.	Of loan account transactions
1.4.4.1.	Under current agreements	100 rubles per page	At the Customer’s written request
1.4.4.2.	Under closed agreements	150 rubles per page	At the Customer’s written request
1.4.5.	Connected with the Bank’s provision of currency control services	600 rubles per certificate	At the Customer’s written request
1.4.6.	At the requests of audit firms	1000 rubles per certificate	At the Customer’s written request
1.4.7.	On the closed accounts of the Customer with the Bank	2000 rubles per certificate	At the Customer’s written request
1.4.8	Other types of certificates and notices	200 rubles per certificate	At the Customer’s written request
1.5.	Issue of payment document duplicates, statements and appendices thereto
1.5.1.	On the accounts in Russian rubles	50 rubles per page	At the Customer’s written request
1.5.2.	On the accounts in foreign currencies	50 rubles per page	At the Customer’s written request
1.6.	Issue of notarized copies of the Bank’s documents (incl. VAT)	500 rubles per document – Articles of Association and amendments thereto; 50 rubles per page – other documents	At the Customer’s written request The list of the copies to be provided is agreed with the Bank
1.7.	Issue of payment documents for the Customers of the Bank (incl. VAT)	120 rubles per document	At the Customer’s written request
1.8.	Certification by the Bank of authenticity of the signatures of the authorized signatories stated in the card, with signature and stamp specimens (incl. VAT)	250 rubles per signature
1.9.	Issue of Bank-certified copies of cards with the Customer’s signatures and stamp specimens (incl. VAT)	120 rubles per copy	At the Customer’s written request
1.10.	Issue and certification by the Bank of copies of the documents to be filed by the Customer during the opening/maintenance of a settlement account (incl. VAT)
1.10.1.	of constituent documents	600 rubles per document
1.10.2.	of other documents (certificates, letters of information about registration with the Statistical Register of Economic Entities, extracts from the Unified State Register of Legal Entities, orders, resolutions, minutes, licenses, etc.)	50 rubles per page
1.11.	Ascertainment that the copies certified by the customer are true copies of the original documents (incl. VAT)
1.11.1.	of constituent documents	900 rubles per document
1.11.2.	of other documents (certificates, letters of information about registration with the Statistical Register of Economic Entities, extracts from the Unified State Register of Legal Entities, orders, resolutions, minutes, licenses)	100 rubles per page
1.12.	Provision of copies of credit agreements and agreements for security of credit obligations (surety, pledge, etc.) (incl. VAT)	50 rubles per page	At the Customer’s written request
1.13.	Receipt by the Bank from the tax body of the resolution on the cancellation of the Customer account transactions suspension (in Moscow, within Moscow ring road) (incl. VAT)	5000 rubles	At the Customer’s written request
1.14.	Execution of additional agreement to the bank account agreement for the direct debiting of funds on the demands of other lending institutions (incl. VAT)	500 rubles
1.15.	Carrying out of transfer investigations
1.15.1.	In Russian rubles	150 rubles	At the Customer’s written request, per investigation on each document
1.15.2.	In foreign currencies:
1.15.2.1.	Within up to 3 (three) months	150 rubles	At the Customer’s written request, per each transaction
1.15.2.2.	Within more than 3 (three) months	600 rubles	At the Customer’s written request, per each transaction
1.16.	Closure of all types of accounts	No commission charged

Procedure for provision of services and collection of remuneration

The opening and closure of accounts is performed in accordance with the Bank’s Regulation «On the procedure for opening and closure of bank accounts with JSC «FRB» for customers – legal entities, private entrepreneurs and individuals engaged in private practice in accordance with the laws of the Russian Federation». The accounts mentioned in it. 1.1.1. through 1.1.4. are opened only upon provision of the documents required for the opening of the accounts of the respective types.

The services under it. 1.2.1. are provided on the basis of the: Bank account agreement in the currency of the Russian Federation; Non-resident’s bank account agreement made made with the Customer

The services under it. 1.2.2. are provided on the basis of the: Bank account agreement in foreign currency; Non-resident’s bank account agreement.

The money to be paid as commission for the services under it. 1.1.1. is paid by the Customer or its representative on the day of provision of the complete package of documents required for the opening of the account in cash to the Bank’s cash department (for the first account), or is debited from the Customer’s account without further authorization (for the second and further accounts, provided that the funds available on the Customer’s account are sufficient to pay the commission).

The commission for the services under it. 1.2.1. is debited from the Customer’s account without further authorization on the last working day of the month. The commission for the services under it. 1.2.1. is not charged in the following cases: the account is used for transactions using corporate bank cards and customs cards; the account is a bank deposit account; if the following two conditions are met: 1. no money on the customer’s account as of the calculating date; 2. no transactions on the customer’s account in the billing month; no transactions on the account of a private entrepreneur or individual engaged in private practice in accordance with the laws of the Russian Federation in the billing month; debit transaction restrictions on the Customer’s account as of the end of the billing month, and no transactions on the Customer’s account in the billing month. In case services under it. 1.2.1. were provided during a part of the month, the commission will be charged only for the part of the billing month in proportion to the actual number of the service days. In case the money available on the Customer’s account is insufficient for the commission write-off, the commission for the service under it. 1.2.1. is charged within the limits of the available balance of the Customer’s account at the day of the commission write-off, provided that there have been no transactions on the Customer’s account in the billing month.

The commission for the services under it. 1.4., 1.5., 1.6., 1.9., 1.12.-1.14. is written off from the Customer’s settlement account without further authorization on the day of the service. In case the available balance of the Customer’s account is insufficient to pay the commission, the service will not be provided.

The commission for the services under it. 1.7. is written off from the Customer’s settlement account without further authorization on the day of execution of the respective payment document. In case the available balance of the Customer’s account is insufficient, the service will not be provided.

The commission for the services under it. 1.8. upon the opening of a new settlement account is paid by the Customer or its representative in cash to the Bank’s cash department or is debited from the Customer’s account without further authorization on the day of the service. In case of replacement of the card with the signatures and stamp specimens, commission will be written off from the Customer’s account without further authorization on the day of the service. In case the available balance of the Customer’s account is insufficient, the service will not be provided.

The commission for the services under it. 1.10., 1.11. upon the opening of a new settlement account is paid by the Customer or its representative in cash to the Bank’s cash department on the day of the service; upon the opening of a second account and further accounts – is written off from the Customer’s account without further authorization.

The commission for the services under it. 1.15.1., 1.15.2. is written off from the Customer’s settlement account without further authorization on the day of the Customer’s written application. The service is provided only after commission is debited from the Customer’s settlement account.

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№	Name of transaction/service	Cost of service	Note
2.1.	Transactions in Russian rubles
2.1.1.	Customer transactions within Moscow and Russia (electronic payments, payments using cable LA)		Cable costs are paid separately
2.1.1.1.	to the Bank’s Customers (intrabank payments, including payments between the Bank branches).	No commission charged
2.1.1.2.	To the accounts opened with other banks during the operating hours:
	acc. to the settlement documents provided to the Bank via the Bank-Client/Internet-Bank-Client system;	25 rubles
	acc. to the settlement documents provided on paper media.	50 rubles
2.1.1.3.	To budgets of various levels and public non-budget funds of taxes, dues and equivalent payments, voluntary transfers to charity funds	No commission charged
2.1.2.	Customers’ electronic payments within Moscow and the Russian Federation:
	first payment batch	0.05%, min. 200 rubles	At the Customer’s written request
	first payment batch	0.05%, min. 150 rubles, мах. 5000 rubles	At the Customer’s written request
2.1.3.	On the current day when agreed with the Bank, at the end of the operating hours	0.1%, min. 100 rubles
2.1.4.	Counter payment (transfer on the current day of the amounts that arrived on the current day)	0.1%, min. 100 rubles max. 5000 rubles
2.1.5.	Crediting of funds that arrived by cashless transfer to the Customer’s accounts in Russian rubles	No commission charged
2.1.6.	Payment instructions change, cancellation, revocation	200 rubles	At the Customer’s written request
2.2.	Foreign currency transfers by the Customer’s order
2.2.1.	in favor of the customers having currency accounts with the Bank, or performed via other banks’ correspondent accounts opened with the Bank (intrabank transfers)	No commission charged
2.2.2.	in favor of the customers having currency accounts with other banks (except those listed in item 2.2.1):
2.2.2.1.	In US dollars
	marked «all costs and commissions for beneficiary’s account»	30 US dollars	Debited from the transfer amount
	marked «all costs and commissions for our account»	40 US dollars
	marked «your costs and commissions for our account, correspondent banks’ costs and commissions for beneficiary’s account»	30 US dollars
2.2.2.2.	In Euro
	marked «all costs and commissions for beneficiary’s account»	25 Euro	Debited from the transfer amount
	marked «all costs and commissions for our account»	45 Euro
	marked «your costs and commissions for our account, correspondent banks’ costs and commissions for beneficiary’s account»	25 Euro
2.2.2.3.	In United Kingdom pounds sterling
	marked «all costs and commissions for beneficiary’s account»	15 pounds sterling	Debited from the transfer amount
	marked «all costs and commissions for our account»	40 pounds sterling
	marked «your costs and commissions for our account, correspondent banks’ costs and commissions for beneficiary’s account»	15 pounds sterling
2.2.2.4.	In Japanese yens
	marked «all costs and commissions for beneficiary’s account»	3,000 Japanese yens	Debited from the transfer amount
	marked «all costs and commissions for our account»	4500 Japanese yens
	marked «your costs and commissions for our account, correspondent banks’ costs and commissions for beneficiary’s account»	3,000 Japanese yens
2.2.2.5.	In Byelorussian rubles
	marked «all costs and commissions for beneficiary’s account»	25 US dollars	Debited from the transfer amount
	marked «all costs and commissions for our account»	40 US dollars
	marked «your costs and commissions for our account, correspondent banks’ costs and commissions for beneficiary’s account»	25 US dollars
2.2.2.6.	In other currencies
	marked «all costs and commissions for beneficiary’s account»	30 US dollars	Correspondent bank’s commissions are charged separately
	marked «all costs and commissions for our account»	40 US dollars	Correspondent bank’s commissions are charged separately
	marked «your costs and commissions for our account, correspondent banks’ costs and commissions for beneficiary’s account»	30 US dollars	Correspondent bank’s commissions are charged separately
2.2.3.	Amendment, change of transfer conditions and/or details (including upon beneficiary bank’s request), transfer cancellation and refund, sending request for confirmation of the beneficiary’s crediting date	30 US dollars	Correspondent bank’s commissions are charged separately
2.2.4.	Provision to the customer of a SWIFT – transfer copy	200 rubles	Service provided at the Customer’s written request
2.2.5.	Message transmission in free format at the customer’s request (SWIFT / TELEX) (incl. VAT)	900 rubles per message	Service provided at the Customer’s written request
2.2.6.	Payment/crediting in a currency other than the account currency	At the Bank’s rate
2.2.7.	Crediting of cashless funds in a foreign currency to the account	No commission charged
2.3.	Acceptance for collection of payment orders and collection orders in Russian rubles	100 rubles

Procedure for provision of services and collection of remuneration

The services under Section 2 are provided on the basis of: Bank account agreement in the currency of the Russian Federation (for residents’ account transactions in Russian rubles), Bank account agreement in foreign currency (for residents’ account transactions in a foreign currency), Non-resident’s bank account agreement (for non-residents’ account transactions in Russian rubles and foreign currencies), Notary’s deposit account agreement (for notaries’ account transactions in Russian rubles) made with the Customer

In the event the Bank incurs additional costs associated with the transactions (including additional commissions paid to correspondent banks, postage, cable, telephone costs, courier services, etc.), the Bank my charge without further authorization compensations for such additional costs incurred in connection with the transactions.

The commission for the transactions under it. 2.1.1.2. is written off without further authorization from the Customer’s settlement account in Russian rubles at the moment of debiting of funds from the Customer’s account. In case the available balance of the Customer’s settlement account is insufficient to pay the commission, the service will not be provided.

The commission under it. 2.1.2. through 2.1.4. is charged in addition to the tariff collected under it. 2.1.1., and is written off without further authorization from the Customer’s settlement account in Russian rubles at the moment of debiting of funds from the Customer’s account.

The commission under it. 2.1.4. is charged on the amount exceeding the opening balance of the Customer’s account as of the morning of the counter payment day.

The commission under it. 2.2.2., 2.2.3. is written off from the Customer’s account without further authorization no later than on the working day following the day of the service. The commission may be collected from the account in Russian rubles at the exchange rate of the Bank of Russia as of the commission write-off date.

The commission under it. 2.2.4, 2.2.5. is written off without further authorization from the Customer’s settlement account in Russian rubles on the day of the service. In case the available balance of the Customer’s settlement account is insufficient to pay the commission, the service will not be provided.

The commission under it.2.3. is written off without further authorization from the Customer’s settlement account in Russian rubles for each settlement document no later than on the following day after the acceptance of the documents.

No commission is charged for settlement transactions on Notary’s Deposit Accounts.

In case the available balance of the Customer’s settlement account in Russian rubles is insufficient to pay the commission, the commission will be written off as the funds are received to the Customer’s settlement account in Russian rubles.

The cost of the Bank’s services contemplated by this Section includes the commission incl. VAT.

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№	Name of transaction/service	Cost of service	Note
3.1.	Withdrawal of cash money in Russian rubles within one operating day
3.1.1.	Withdrawal of cash rubles from legal entities’ accounts:
3.1.1.1.	For the payment of salary, social benefits, scholarship, pension, allowances and insurance compensations (cash transaction codes No 40, 41, 50)	0.2% of the amount, min. 100 rubles
3.1.1.2.	For other needs:
	- in the amount up to 100,000.00 rubles	1% of the amount
	- in the amount from 100,000.01 to 200,000.00 rubles	2% of the amount
	- in the amount from 200,000.01 rubles to 500,000.00 rubles	4.5% of the amount
	- more than 500,000.01 rubles	10% of the amount
3.1.2.	Withdrawal of cash rubles from the accounts of private entrepreneurs and individuals engaged in private practice in accordance with the laws of the Russian Federation:
3.1.2.1.	For any purposes:
	- in the amount up to 200,000.00 rubles	1% of the amount
	- in the amount from 200,000.01 rubles to 500,000.00 rubles	5% of the amount
	- more than 500,000.01 rubles	10% of the amount
3.1.3.	Withdrawal of cash rubles from the Customer’s account on the day of check provision	0.2% of the amount	If possible on the part of the Bank
3.1.4.	Withdrawal of available balance upon account closure	10% of the amount
3.1.5.	Selection of banknotes upon withdrawal of cash rubles	0.25% of the amount	If possible on the part of the Bank
3.1.6.	Special tariff for cash withdrawal	15%
3.2.	Withdrawal of cash in foreign currency	1% of the amount
3.3.	Acceptance and recounting of cash Russian rubles
3.3.1.	Acceptance and recounting of uncollectible cash funds in Russian rubles
	- for crediting to the account	0.3% of the amount	Except the events listed in it. 3.3.2.
	- the same, with the right to spend (cash rubles withdrawal) as of the current operating day	0.3% of the amount
	- initial cash contribution to charter capital	No commission charged
3.3.2.	Acceptance of coins for crediting to account
	- of no less than 1 ruble denomination	3% of the amount
	- of less than 1 ruble denomination	6% of the amount
3.3.3.	Acceptance of worn out banknotes in Russian rubles for crediting to the Customer’s account	No commission charged
3.3.4.	Acceptance for examination of currency notes of the Bank of Russia of doubtful authenticity	No commission charged
3.4.	Acceptance of cash in foreign currency
3.4.1.	Acceptance of cash foreign currency for crediting to the Customer’s account	0.4% of the amount
3.4.2.	Acceptance of worn out banknotes in foreign currency for crediting to the Customer’s account	5% of the amount, min. 100 rubles
3.4.3.	Acceptance for examination of foreign countries’ currency notes of of doubtful authenticity	No commission charged
3.5.	Change (exchange)
3.5.1.	Change of large denomination banknotes into smaller denomination banknotes	1.5% of the amount, min. 100 rubles	If possible on the part of the Bank At the Customer’s written request
3.5.2.	Change of small denomination banknotes into larger denomination banknotes	1.5% of the amount, min. 100 rubles	If possible on the part of the Bank At the Customer’s written request
3.5.3.	Change of coins into banknotes	3% of the amount , min. 100 rubles	If possible on the part of the Bank At the Customer’s written request
3.5.4.	Change of banknotes into coins in the wrapping of Gosznak/Bank of Russia	2% of the amount, min. 100 rubles	If possible on the part of the Bank At the Customer’s written request
3.5.5.	Change of banknotes into coins	2.5% of the amount, min. 100 rubles	If possible on the part of the Bank At the Customer’s written request
3.6.	Commission for non-receipt of the declared amount in due time	0.15% of the amount, min. 200 rubles
3.7.	Issue of check book (incl. VAT)
3.7.1.	25 pages	50 rubles	If possible on the part of the Bank At the Customer’s written request
3.7.2.	50 pages	100 rubles	If possible on the part of the Bank At the Customer’s written request
3.8.	Annulment of a check book ready for issue (in the event of non-receipt by the Customer of the check book within 10 working days after the application for the issue of a check book) (incl. VAT)	50 rubles

Procedure for provision of services and collection of remuneration

The services in Section 3 are provided on the basis of: Bank account agreement in the currency of the Russian Federation (for residents’ account transactions in Russian rubles), Bank account agreement in foreign currency (for residents’ account transactions in a foreign currency), Non-resident’s bank account agreement (for non-residents’ account transactions in Russian rubles and foreign currencies), Notary’s deposit account agreement (for notaries’ account transactions in Russian rubles) made with the Customer

The commission under it. 3.1.-.3.2. is calculated separately for each check and is written off from the Customer’s account without further authorization at the moment of transaction.

The service under it. 3.1.1.-3.1.2. is provided on the following day after the receipt of the order (provision of check to the Bank), an application must be filed for amounts exceeding 500,000 rubles.

In the event of withdrawal of funds under it. 3.1.1.1. and it. 3.1.1.2. against one check, commission is calculated separately for each item. In case the available balance of the Customer’s account is insufficient to pay the commission under it. 3.1.1.2., the service will not be provided. Cash withdrawal under cash transaction code 54 is performed by the Bank on condition that the Customer provides justifying documents, and in the absence of such commission will be charged in accordance with the tariff rate under it. 3.1.6. The Bank may demand that the Customer provide documents certifying the legitimacy of the transaction and the intended expenditure of cash funds, and in case such documents are not provided commission will be charged in accordance with the tariff rate under it. 3.1.6.

The commission under it. 3.1.3., 3.1.5. is charged in addition to the tariffs under it. 3.1.1., 3.1.2.

No commission is charged under cl. 3.1.4. for the closure of the accounts used for transactions with corporate bank cards and customs cards, bank deposit accounts.

Services under it. 3.1.5. are provided against the Customer’s order placed together with the order for cash withdrawal. The commission under it. 3.1.5. is written off without further authorization from the Customer’s account on the day of withdrawal.

The commission under it. 3.1.6. is charged against legal entities and private entrepreneurs (excluding state-financed organizations) withdrawing cash funds from bank accounts without providing documents certifying the legitimacy of the transaction and the intended expenditure of cash funds, which could serve as the basis for judgment about the legitimacy of the activity, or refusing to allow the Bank representatives to conduct cash discipline examination, or with respect to which gross cash settlement violations were detected during cash discipline examination. The commission under it. 3.1.6. is written off without further authorization from the Customer’s account at the moment of transaction. In case the available balance of the Customer’s account is insufficient to pay the commission, the service will not be provided.

The service under it. 3.2. is provided on the following day after the receipt of the order, an application must be filed for amounts exceeding the equivalent of 500,000 rubles calculated at the exchange rate of the Bank of Russia as of the order date.

The commission under it. 3.3.-3.4. is collected upon the Customer’s placing of funds to the account, and is written off without further authorization on the same day after the acceptance and recounting of cash.

The commission under it. 3.5. is written off from the Customer’s account without further authorization at the moment of transaction.

The commission under it. 3.6. is written off from the Customer’s settlement account without further authorization on the day following the day of withdrawal stated by the Customer in the application.

The commission under it. 3.7. is written off from the Customer’s settlement account without further authorization at the moment of the check book issue.

The commission under it. 3.8. is written off from the Customer’s settlement account without further authorization on the day of transaction.

No commission is charged for settlement transactions on Notary’s Deposit Accounts.

Cash transaction services are not subject to VAT except it. 3.7.-3.8 under which the services’ cost includes the commission incl. VAT.

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№	Name of transaction/service	Cost of service	Note
4.1.	Commission for transaction passport issue (incl. VAT)
4.1.1.	Transaction passport issue (on the day following the day of provision of the documents to the Bank)	No commission charged
4.1.2.	Urgent issue of transaction passport (on the day of provision of the documents to the Bank)	600 rubles
4.2.	Commission for the performance of currency control agent’s functions under agreements connected with the issue of transaction passport (incl. VAT):
4.2.1.	On the basis of export/import agreements, work contracts, service contracts, agreements for transfer of information and intellectual activity results, including exclusive titles thereto	0.1% of the payment amount
4.2.2.	Under credit agreements (loan agreements)	0.1% of the payment amount
4.2.3.	Om the basis of risk reinsurance agreements	0.3% of the payment amount
4.3.	Commission for the performance of currency control agent’s functions under agreements not connected with the issue of transaction passport (incl. VAT):
4.3.1.	under agreements for purchase and sale of goods without their import to the customs territory of the Russian federation or without their export from the customs territory of the Russian federation	0.1% of the payment amount
4.3.2.	under export/import agreements, work contracts, service contracts, agreements for transfer of information and intellectual activity results, including exclusive titles thereto, provided that the contract amount does not exceed the equivalent of 50,000 US dollars	0.1% of the payment amount
4.3.3.	transfer by a resident of funds from one of its accounts to another, or to the account of another resident opened with a non-resident bank outside the Russian federation	0.3% of the payment amount
4.3.4.	for transactions in favor of non-residents under contracts (agreements) for the purchase of real estate or investment	0.1%, max. 30,000 rubles of the payment amount
4.3.5.	for transactions in favor of non-residents connected with participation in the charter capital of legal entities/payment of contributions under partnership agreements, payment of dividends	0.05% of the payment amount
4.3.6.	for transactions in favor of non-residents connected with the purchase of securities	0.05% of the payment amount
4.4.	Commission for closure of transaction passport under the contract (credit agreement) (incl. VAT)
4.4.1.	in the absence of transactions with the Customer’s transaction passport as of the transaction passport closure date	0.05% of the contract/credit agreement amount, мах. 3,000 rubles	At the Customer’s written request
4.4.2.	In the absence of crediting/transfer of money on the transaction passport, and in the presence of confirmation documents with the reference of confirmation documents as of the transaction passport closure date	0.05% of the amount of all documents confirming the shipment/delivery of goods, performance of works, provision of services, transfer of information and intellectual activity results, including exclusive titles thereto, filed with the reference of confirmation documents on the transaction passport
4.4.3.	Commission for the execution of documents upon the customer’s application for the transfer of the transaction passport from the bank to another credit institution (incl. VAT)	8,000 rubles	At the Customer’s written request
4.5.	Commission for the provision of consulting on the execution of the following currency control documents (incl. VAT):
4.5.1.	Transaction passport	1,500 rubles	At the Customer’s written request
4.5.2.	Statement of currency transactions	600 rubles
4.5.3.	Statement of confirming operations	600 rubles
4.5.4.	Statement of incoming Russian Federation currency	600 rubles
4.5.5.	Statement of transactions in non-resident bank	600 rubles
4.5.6.	Application for purchase, sale, mandatory sale of foreign currency	600 rubles
4.5.7.	Application for foreign currency transfer	600 rubles
4.5.8.	Thematic counseling of customers	No commission charged
4.6.	Commission for the provision of currency control document copies (incl. VAT)	100 rubles for each document

Procedure for provision of services and collection of remuneration

The tariff for the performance of the currency control agent’s functions is not charged for the transactions connected with the refund of the mistakenly credited or debited amounts, as well as for the transactions connected with the refund of the amounts under non-performed contracts (provided that such tariff was charged by the bank against the initial incoming/transfer of funds under the contracts).

The commission under it. 4.1.2. is written off from the Customer’s settlement account without further authorization no later than on the day following the day of the transaction passport execution.

The commission under it. 4.2.1., 4.2.3., 4.3.1., 4.3.3. through 4.3.6. is charged in Russian rubles at the exchange rate of the Bank of Russia as of the day of the commission write-off, and is written off from the Customer’s settlement account without further authorization no later than on the working day following the day of payment or identification of the incoming funds.

The commission under it. 4.2.2. is charged in Russian rubles at the exchange rate of the Bank of Russia as of the day of the commission write-off, and is written off from the Customer’s settlement account: - In the event when a resident grants a loan to a non-resident, commission is charged only upon the extension of the credit (loan) and receiving of interest thereon, no later than on the working day following the day of payment or identification of the incoming funds. - In the event of repayment by a non-resident of an amount under a credit (loan) agreement, no commission is charged. - In the event when a resident obtains a credit (loan) from a non-resident, commission is charged only upon the receipt of funds and payment of interest thereon, no later than on the working day following the day of payment or identification of the incoming funds; - In the event of repayment by a resident of an amount under a credit (loan) agreement, no commission is charged.

The commission under it. 4.3.2. is written off from the Customer’s settlement account without further authorization.

The commission under it. 4.4.1., 4.4.2. is written off from the Customer’s settlement account without further authorization on the day of the transaction passport closure.

The services in it. 4.4.3. are provided on the basis of the Customer’s written application. The commission under it. 4.4.3. is written off from the Customer’s settlement account without further authorization on the day of execution of the bank control record.

The services in it. 4.5., 4.6. are provided on the basis of the Customer’s written application. The commission under it. 4.5., 4.6. is written off from the Customer’s settlement account without further authorization on the day of signing of the certificate of acceptance of the Bank’s services.

The cost of the Bank’s services contemplated by this Section includes the commission incl. VAT.

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№	Name of transaction/service	Cost of service	Note
5.1.	Issue of documents against acceptance or payment	0.5%, min. 30 US dollars, max. 200 US dollars
5.2.	Issue of documents without acceptance or payment	0.3%, min. 30 US dollars, max. 200 US dollars
5.3.	Acceptance, verification and sending to the correspondent bank of the documents for collection for acceptance and/or payment	50 US dollars per package
5.4.	Return of the non-paid documents	30 US dollars
5.5.	Change or cancellation of collection instructions	50 US dollars	At the Customer’s written request
5.6.	Acceptance of checks to be presented for collection	0.5%, min. 30 US dollars

Procedure for provision of services and collection of remuneration

The commissions under it. 5.1. through 5.4. are charged in Russian rubles at the exchange rate of the Bank of Russia as of the day of the commission write-off, and are written off from the Customer’s settlement account without further authorization no later than on the working day following the day of the documents issue.

The commission under it. 5.5. is charged in Russian rubles at the exchange rate of the Bank of Russia as of the day of the commission write-off, and is written off from the Customer’s settlement account without further authorization no later than on the working day following the day of receipt from the customer of the application for change/cancellation of the collection instructions.

The services in it. 5.6. are provided on the basis of the Customer’s written application. The commission under it. 5.6. is charged in Russian rubles at the exchange rate of the Bank of Russia as of the day of the commission write-off, and is written off from the Customer’s settlement account without further authorization no later than on the working day following the day of the check acceptance for collection.

Collection transaction services are not subject to VAT.

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№	Name of transaction/service	Cost of service	Note
6.1.	Documentary letters of credit governed by the Unified Rules and customs for documentary letters of credit (for export settlements)
6.1.1.	Preliminary advising of letter of credit	30 US dollars
6.1.2.	Advising of letter of credit/ increase in amount/extension of term	0.1% of the amount, min. 50 US dollars, max. 1,000 US dollars
6.1.3.	Advising of changed conditions except increase in amount or extension of term, cancellation of letter of credit prior to its expiration date	50 US dollars per each message
6.1.4.	Confirmation of letter of credit/increase in amount/extension of term of letter of credit confirmed by the Bank:
6.1.4.1.	with 100% coverage	0.15% of the amount for indivisible quarter*, min. 50 US dollars
6.1.4.2.	without coverage	Under separate agreement
6.1.5.	Extension of term of the letter of credit confirmed by the Bank, within the indivisible quarter* for which commission has already been collected in accordance with it. 6.1.4	30 US dollars
6.1.6.	Payment under letter of credit including verification of documents, in case the Bank is already performing the letter of credit	0.15% of the amount, min. 50 US dollars
6.1.7.	Processing of documents pertaining to a letter of credit not performed by the Bank	0.1% per package, min. 50 US dollars, max. 500 US dollars
6.1.8.	Negotiation	Under separate agreement
6.1.9.	Reimbursement	100 US dollars
6.1.10.	Return of documents containing discrepancies or request for the issuing Bank’s or the applicant’s consent for payment of such documents	50 US dollars per package
6.1.11.	Transfer of letter of credit	0.15%, min. 100 US dollars, max. 500 US dollars
6.1.12.	Draft acceptance/deferred payment (with cash coverage)	0.2% of the amount for indivisible quarter*, min. 50 US dollars
6.1.13.	Requests with respect to letters of credit (except those listed in it. 6.1.9.)	30 US dollars for each message
6.1.14.	Additional services (translation of letter of credit into Russian) (incl. VAT)	3,540 rubles
6.1.15.	Sending documents by courier mail (incl. VAT)	3,540 rubles
6.2.	Documentary letters of credit governed by the Unified Rules and customs for documentary letters of credit (for import settlements)
6.2.1.	Establishment or increasing the amount/extending the term of letter of credit:
6.2.1.1.	with 100% coverage	0.15% of the amount for indivisible quarter*, min. 50 US dollars
6.2.1.2.	Without coverage	Under separate agreement
6.2.2.	Extension of term of the letter of credit confirmed by the Bank, within the indivisible quarter* for which commission has already been collected in accordance with it. 6.2.1	30 US dollars
6.2.3.	Payment, including verification of documents in case the letter of credit is performed by the Bank	0.15% of the amount, min. 50 US dollars
6.2.4.	Payment, including verification of documents in case the letter of credit is performed by another bank	0.1% of the amount, min. 50 US dollars
6.2.5.	Change of letter of credit terms (except increase in amount or extension of term)	50 US dollars
6.2.6.	Cancellation of letter of credit prior to its expiration date	50 US dollars
6.2.7.	Telecommunication costs	1,770 rubles
6.2.8.	Provision of documents containing discrepancies with the terms of the letter of credit	50 US dollars
6.2.9.	Additional services (consulting on the filing of letter of credit application) (incl. VAT)	3,540 rubles
6.3.	Letters of credit in the currency of the Russian Federation governed by the Regulation on Cashless Settlements in the Russian Federation dated 03.10.2002 No 2-П with amendments
6.3.1.	Letters of credit under which JSC «FRB» acts as the issuing bank.
6.3.1.1.	Establishment or increasing the amount/extending the term of letter of credit
6.3.1.1.1.	- with cash coverage	- 0.15% of the amount for indivisible quarter*, min. 1,000 rubles, max. 30,000 rubles
6.3.1.1.2.	- without cash coverage	Under separate agreement
6.3.1.2.	Extension of term of the letter of credit confirmed by the Bank, within the indivisible quarter* for which commission has already been collected in accordance with it. 6.3.1.1.	500 rubles
6.3.1.3.	Change of letter of credit, including cancellation (except increase in amount or extension of term)	500 rubles
6.3.1.4.	Advising of letter of credit or increase in its amount or extension of term (in case the recipient of funds is a customer of the bank)	0.1% of the amount, min. 500 rubles, max. 5,000 rubles
6.3.1.5.	Payment, including verification of documents	0.15% of the amount, min. 1,000 rubles, max. 15,000 rubles
6.3.1.6.	Consulting on the filing of a letter of credit application (incl. VAT)	1,500 rubles
6.3.1.7.	Request for the consent for payment of the documents not meeting the conditions of the letter of credit, of the basis of the customer’s level	300 rubles
6.3.2.	Letters of credit under which the Bank acts as the performing/advising bank
6.3.2.1.	Advising of letter of credit or increase in its amount or extension of term	0.1% of the amount, min. 1,000 rubles, max. 15,000 rubles
6.3.2.2.	Confirmation of letter of credit or increase in its amount or extension of term of a letter of credit confirmed by the Bank
6.3.2.2.1.	- with cash coverage	0.15% of the amount for indivisible quarter*, min. 1,500 rubles
6.3.2.2.2.	- without cash coverage	Under separate agreement
6.3.2.3.	Extension of term of a letter of credit confirmed by the Bank, within an indivisible quarter* for which commission has already been collected in accordance with it. 6.3.2.2	500 rubles
6.3.2.4.	Change of letter of credit, including cancellation (except increase in amount or extension of term)	500 rubles
6.3.2.5.	Payment, including verification of documents	0.15% of the amount, min. 1,500 rubles, max. 30,000 rubles
6.3.2.6.	Verification of documents at the request of the beneficiary under a letter of credit not performed by the Bank (incl. VAT)	3,000 rubles per package
6.3.2.7.	Consulting on the filing of letter of credit application (incl. VAT)	1,500 rubles
6.3.2.8.	Request for the consent for payment of the documents not meeting the conditions of the letter of credit, of the basis of the Customer’s level	500 rubles

Procedure for provision of services and collection of remuneration

The commission under it. 6.1.1.-6.1.3. is paid from the Customer’s account in US dollars (or other currencies at the Bank’s internal exchange rate (cross-rate) as of the payment date, in case the Tariff currency is other then the transaction currency) or is written off from the Customer’s account without further authorization no later than on the working day following the day of the letter of credit advising.

The commissions under it. 6.1.4.1. are paid from the Customer’s account in US dollars (or other foreign currencies at the Bank’s internal exchange rate (cross-rate) as of the payment date, in case the Tariff currency is other then the transaction currency) or are written off from the Customer’s account without further authorization no later than on the day of sending of the letter of credit confirmation message.

The commissions under it. 6.1.5. are paid from the Customer’s account in US dollars (or other foreign currencies at the Bank’s internal exchange rate (cross-rate) as of the payment date, in case the Tariff currency is other then the transaction currency) or are written off from the Customer’s account without further authorization no later than on the day of sending of the message about the extension of the term of the letter of credit confirmed by the Bank.

The commissions under it. 6.1.6. are paid from the Customer’s account in US dollars (or other foreign currencies at the Bank’s internal exchange rate (cross-rate) as of the payment date, in case the Tariff currency is other then the transaction currency) or are written off from the Customer’s account without further authorization on the day of crediting of currency proceeds to the Customer’s account.

The commission under it. 6.1.9. is written off from the Customer’s account without further authorization on the day of reimbursement demand.

The commissions under it. 6.1.7. are paid from the Customer’s account in US dollars (or other foreign currencies at the Bank’s internal exchange rate (cross-rate) as of the payment date, in case the Tariff currency is other then the transaction currency) or are written off from the Customer’s account without further authorization on the day of sending of the documents to the performing bank.

The commissions under it. 6.1.10., 6.1.11., 6.1.13., 6.2.5., 6.2.6. are paid from the Customer’s account in US dollars (or other foreign currencies at the Bank’s internal exchange rate (cross-rate) as of the payment date, in case the Tariff currency is other then the transaction currency) or are written off from the Customer’s account without further authorization on the day of message.

The commissions under it. 6.1.12. are paid from the Customer’s account in US dollars (or other foreign currencies at the Bank’s internal exchange rate (cross-rate) as of the payment date, in case the Tariff currency is other then the transaction currency) or are written off from the Customer’s account without further authorization no later than on the day of acceptance of draft/deferred payment.

The commissions under it. 6.1.14. are written off from the Customer’s settlement account without further authorization on the day of the document transfer.

The commissions under it. 6.1.15. are written off from the Customer’s settlement account without further authorization as the invoices are issued.

The commissions under it. 6.2.1.1. are paid from the Customer’s account in US dollars (or other foreign currencies at the Bank’s internal exchange rate (cross-rate) as of the payment date, in case the Tariff currency is other then the transaction currency) or are written off from the Customer’s account without further authorization no later than on the letter of credit establishment day.

The commissions under it. 6.2.2. are paid from the Customer’s account in US dollars (or other foreign currencies at the Bank’s internal exchange rate (cross-rate) as of the payment date, in case the Tariff currency is other then the transaction currency) or are written off from the Customer’s account without further authorization no later than on the day of the letter of credit term extension message.

The commissions under it. 6.2.3., 6.2.4. are paid from the Customer’s account in US dollars (or other foreign currencies at the Bank’s internal exchange rate (cross-rate) as of the payment date, in case the Tariff currency is other then the transaction currency) or are written off from the Customer’s account without further authorization on the day of letter of credit payment.

The commission under it. 6.2.7. is written off from the Customer’s settlement account on the day of service.

The commissions under it. 6.2.8. are written off from the Customer’s settlement account without further authorization on the day of signing by the parties of the works acceptance certificate.

The commissions under it. 6.2.9. are written off from the Customer’s settlement account without further authorization as the same are written off by the correspondent banks from the Bank’s correspondent account.

The commission under it. 6.3.1.1.1. is written off from the Customer’s settlement account without further authorization no later than on the letter of credit establishment day.

The commission under it. 6.3.1.2., 6.3.1.3. is written off from the Customer’s settlement account without further authorization no later than on the day of the letter of credit term extension message.

The commission under it. 6.3.1.4., 6.3.2.1. is written off from the Customer’s settlement account no later than on the day of advising of the letter of credit terms

The commission under it. 6.3.1.5. is written off from the Customer’s settlement account on the day of the letter of credit payment

The commission under it. 6.3.1.6. is written off from the Customer’s settlement account after the signing of the works acceptance certificate

The commission under it. 6.3.1.7., 6.3.2.2.1., 6.3.2.3., 6.3.2.4., 6.3.2.8. is written off from the Customer’s settlement account on the message sending day

The commission under it. 6.3.2.5. is written off from the Customer’s settlement account on the letter of credit payment day

The commission under it. 6.3.2.6. is written off from the Customer’s settlement account on the day of application

The commission under it. 6.3.2.7. is written off from the Customer’s settlement account on the document transfer day

* Indivisible quarter is a period of three months. The beginning of an indivisible quarter is the day of establishment of the Letter of Credit, and in case the term of the Letter of Credit expires prior to the end of an indivisible quarter, the remuneration for the part of the quarter in which the Letter of Credit expires is paid in the same amount as for the full quarter. In case of the Letter of Credit renewal, the reckoning of indivisible quarters begins from the day following the last day of the paid indivisible quarter. In the event of increase in the Letter of Credit amount, payment will be charged against the amount by which the Letter of Credit amount was increased, and the reckoning of indivisible quarters will begin from the day of the Letter of Credit amount increase.

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No	Name of transaction/service	Cost of service	Note
7.1.	Advising of guarantee, counter-guarantee/ "Stand - by" letter of credit, or increase in amount or extension of term	0,1% of the amount, min. 30 US dollars
7.2.	Issue, increase in the guarantee and counter-guarantee amount, provided 100 % cash coverage	0,15% of the guarantee amount or increase during the quarter or its part, min. 50 US dollars
7.3.	Issue, increase in the guarantee and counter-guarantee amount, provided alternative collateral	As agreed by the parties
7.4.	Change of terms of advised guarantees except changing guarantee amount	50 US dollars
7.5.	Payment under guarantee and counter-guarantee and/or acceptance, verification and sending of documents	0,15% of the payment amount, min. 50 US dollars
7.6.	Guarantee cancellation prior to its expiration	50 US dollars

Procedure for provision of services and collection of remuneration

The commissions under it. 7.1., 7.4. are paid from the Customer’s account in US dollars (or other foreign currencies at the Bank’s internal exchange rate (cross-rate) as of the payment date, in case the Tariff currency is other then the transaction currency) or are written off from the Customer’s account without further authorization no later than on the day following the advising day.

The commissions under it. 7.2. are paid from the Customer’s account in US dollars (or other foreign currencies at the Bank’s internal exchange rate (cross-rate) as of the payment date, in case the Tariff currency is other then the transaction currency) or are written off from the Customer’s account without further authorization no later than on the guarantee issue/increase day.

The commissions under it. 7.5. are paid from the Customer’s account in US dollars (or other foreign currencies at the Bank’s internal exchange rate (cross-rate) as of the payment date, in case the Tariff currency is other then the transaction currency) or are written off from the Customer’s account without further authorization on the day of payment.

The commissions under it. 7.1., 7.4. are paid from the Customer’s account in US dollars (or other foreign currencies at the Bank’s internal exchange rate (cross-rate) as of the payment date, in case the Tariff currency is other then the transaction currency) or are written off from the Customer’s account without further authorization on the message transmission day.

The services contemplated by this Section are not subject to VAT.

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No	Name of transaction/service	Cost of service	Note
8.1.	Execution and issue of the Bank’s bills with «after sight» maturity term (incl. VAT)	0.1% of the bill’s nominal value, min. 300 rubles, max. 10,000 rubles per blank
8.2.	Exchange (novation) of bills (incl. VAT)	0.001% of the bill’s nominal value, min. 200 rubles for each new bill blank
8.3.	Execution and issue of the Bank’s bills (other than under it. 8.1. and it. 8.2.)	No commission charged
8.4.	Safekeeping without crediting to the Customer’s custody account (incl. VAT)	0.05% of the bill’s nominal value, min. 200 rubles per bill
8.5.	Payment of bills	No commission charged

Procedure for provision of services and collection of remuneration

The services in this Section under it. 8.1- 8.4 are provided on the basis of the agreement made with the Customer (purchase and sale, exchange, safekeeping agreement), for the payment of the bills upon their presentment to the Bank, the presenter’s application will be required..

The commission under it. 8.1., 8.2., 8.4. is paid by the Customer independently according to such details and on such conditions as contemplated by the agreement.

The cost of the Bank’s services contemplated by this Section includes the commission incl. VAT.

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No	Name of transaction/service	Cost of service	Note
9.1.	Purchase / sale of foreign currency	At the Bank’s exchange rate

Procedure for provision of services and collection of remuneration

The conversion transaction commissions are not subject to VAT.

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No	Name of transaction/service	Cost of service	Note
10.1.	Using «Internet-Bank-Client» system (Faktura.ru)
10.1.1.	Generation of one electronic digital signature (hereinafter – EDS) to any file carrier	700 rubles	The service is provided upon the Customer’s written application
10.1.2.	EDS renewal	No commission charged	The service is provided upon the Customer’s written application
10.1.3.	Connection to the system using MS-KEY smart card with one EDS	1,500 rubles	The service is provided upon the Customer’s written application
10.1.4.	Monthly subscription payment	500 rubles
10.2.	Using «Bank-Client» system
10.2.1.	System installation	6,000 rubles	The service is provided upon the Customer’s written application
10.2.2.	Monthly subscription payment	500 rubles
10.3.	Additional services:
10.3.1.	Specialist visiting the Customer to install/adjust the system (incl. VAT)	1,700 rubles	The service is provided upon the Customer’s written application
10.3.2.	Telephone consultations	No commission charged

Procedure for provision of services and collection of remuneration

Automated account management systems «Internet-Bank-Client» and «Bank-Client» are intended to execute remote settlement transactions and to promptly obtain information on the bank accounts using telecommunication networks or the Internet.

The services in Section 10 are provided on the basis of: Agreement «On bank servicing using «Client-Bank» software and hardware»; Agreement « On bank servicing using Faktura.ru system».

The commission under it. 10.1.4., 10.2.2. is written off from the Customer’s settlement account in Russian rubles without further authorization on the last working day of the month. In case the available balance of Customer’s settlement account is insufficient to pay the commission, the commission will be debited as the funds are received to the Customer’s account. If the system services are provide not for a full month, the monthly subscription payment amount set forth in it. 10.1.4., 10.2.2. is calculated in proportion to the actual number of days said system services were provided. The commission under it. 10.1.4., 10.2.2. does not depend on the number of the Customer’s accounts accessed via «Internet-Bank-Client» (Faktura.ru) and «Bank-Client» systems.

The commission under it. 10.1.1., 10.1.3., 10.2.1. is written off from the Customer’s settlement account in Russian rubles without further authorization on the basis of the EDS certificate and MS-KEY smart card handover and acceptance certificate, works acceptance certificate no later than on the last working day of the month of the Customer’s subscription to the System.

The commission under it. 10.3.1. is written off from the Customer’s settlement account in Russian rubles without further authorization on the basis of the works acceptance certificate no later than on the following day after the signing of said certificate.

No commission is charged for the remote banking services with respect to Notary’s deposit accounts.

The services connected with «Internet-Bank-Client» and «Bank-Client» systems are not subject to VAT.

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№	Name of transaction/service		Cost of service
11.1	Rental for using a Safe (incl. VAT):
Safe dimensions, (height х width х depth - mm)		Rental depending on the lease term (in rubles) (incl. VAT) per day
		Lease term:
		Up to 30 days (inclusive)	31- 180 days	181 - 370 days	More than 370 days
Small Safes (height – up to 75 mm)
75х290х430		30,00	23,00	21,00	20,00
Medium Safes (height - from 75 mm to 200 mm)
90х260х360		50,00	35,00	30,00	25,00
90х300х480
95х310х480
126х290х430
150х310х480
155х310х480
180х300х480
Large Safes (height - from 200 mm to 300 mm)
240х300х480		80,00	50,00	45,00	40,00
256х290х430
270х280х360
290х310х480
300х300х480
Extra-Large Safes (height - from 200 mm to 300 mm)
375х310х480		100,00	70,00	65,00	60,00
390х290х430
400х300х480
390х440х430
495х300х480
525х290х430
11.2.	Mortgage for key			3500 rubles
11.3.	Setting additional conditions of access to the Safe (incl. VAT)			1500 rubles
11.4.	Renal for additional term of Safe use after the expiration of the lease term (incl. VAT)			150 rubles per day
11.5.	Commission for Safe opening, dismounting and lock replacement in case the Customer loses/damages the key or fails to return the key in due time as provided for by the lease agreement (incl. VAT)			2 000 rubles
11.6.	Commission for the Safe contents safekeeping by the Bank after the Safe’s forced opening in accordance with the lease agreement terms (incl. VAT)			3 000 rubles
11.7.	Execution of additional agreement for third persons’ access to the Safe ( incl. VAT)			300 rubles

Procedure for provision of services and collection of remuneration

The services in Section 11 are provided on the basis of: - Agreement of lease of an individual bank safe by a legal entity (hereafter in this Section – the Agreement) made with the Customer

The service is provided only by the Bank departments equipped with Safes.

The Safes of the required sizes are offered for lease only provided that the safe deposit boxes of the required sizes are available at the Bank departments. To obtain information on the availability of the Safes please call the respective Bank departments in advance.

No refund is made in the event of early withdrawal of the Safe contents.

The commission under it. 11.1., 11.3., 11.7. and the mortgage for the key under it. 11.2 are paid by the Customer in Russian rubles in cash to the Bank’s cash department or by cashless transfer to the Bank accounts stated in the Agreement on the day of signing of the Agreement and/or the Additional Agreement thereto.

The rental for the use of the Safes under it. 11.1 is calculated by multiplying the number of days (lease term) by the per day rental fee. In case the lease term is extended on the basis of an additional agreement made by the Parties to the Agreement, the rental fee for the additional lease term is paid in accordance with the Bank Tariff valid as of the date of the additional agreement proceeding from the aggregate lease term starting from the date of the initial agreement. The rental paid for the elapsed period is not recalculated. In case the lease term expires on a non-working day and the safe is cleared (the key is returned), or the agreement is renewed on the first working day following the non-working day, no rental fee will be charged for such non-working days.

The additional Safe access conditions mentioned in it. 11.3. mean that the Customer may grant access to the Safe to other persons subject to additional conditions, with the Bank controlling the access to the Safe. The service is provided only upon payment of the commission under it. 11.3. The commission under it .11.3. is written off from the Customer’s settlement account without further authorization or is paid by the Customer in cash to the Bank’s cash department.

The Bank leases the Safe to the Customer only upon payment of the commission under it. 11.1. and the mortgage for the key under it. 11.2. In case the Customer loses or damages the key, the mortgage will not be repaid.

The rental fee for the additional lease term upon expiration of the initial lease term is collected at the moment of the Safe opening or on the day of the Customer’s application to the Bank by way of write-off from the Customer’s settlement account without further authorization, or is paid by the Customer in cash to the Bank’s cash department.

The commission under it. 11.5. is charged on the day of the Customer’s application to the Bank in addition to the remuneration under it. 11.4., 11.6 by way of write-off without further authorization from the Customer’s settlement account or from the mortgage for the key. The commission under it. 11.4. is charged for each day the Safe is used after the expiration of the lease term.

The commission under it. 11.6. s charged on the day of the Customer’s application to the Bank in addition to the remuneration under it. 11.5., 11.6 by way of write-off without further authorization from the Customer’s settlement account, or is paid by the Customer in cash to the Bank’s cash department.

The Bank returns the valuables belonging to the Customer and accepted in deposit by the Bank after the expiration of the Agreement only after the Customer pays the debt for the use of the Safe after the lease term expiration and for the Bank’s safekeeping the Safe contents upon the Safe’s forced opening.

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The collection service fees for the Bank’s Customers are determined individually on the basis of the following aspects:

• transported funds’ amount;
• collection (transportation) frequency;
• collection time;
• distance from the existing collection routes;
• number of the Customer’s collection points.
  
  

  Procedure for provision of services and collection of remuneration

  The collection (transportation) services are provided on the basis of: Cash collection agreement; Banknotes and coins transportation agreement; Cash transportation agreement; Escort agreement (cash transportation); Agreement for collection services, cash recounts and transportation made with the Customer

  The services contemplated by the agreements are provided twenty-four-hour.

  
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